Google Pay Rules

Picture of phone with Google Pay Rules

Last week we looked at the rules for Apple Pay so this week it’s time for Google Pay.

Google Pay actually comes from the merger of Android Pay and Google Wallet, and will be available to most people using a smartphone that runs the Android operating system. Therefore it is available on a larger variety of phones than Apple Pay.

In terms of the features of Google Pay, they are very similar to what is offered by Apple Pay including:

  • Making contactless payments over £30.
  • Security. Card details are encrypted and never shared with retailers.
  • You still get all the protections that come with using a credit card e.g. section 75.

If you’re a fan of Google’s Chrome browser then you can link your Google Pay account with your browser and use it to buy things online without using your phone.

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Which Challenger Banks Are Paying Interest?

Picture of calculator for challenging banks

If you don’t yet know what a challenger bank is then the clue is in the name. It’s a bank that is challenging the status quo and taking on the old established banks.

There are many benefits of using a challenger bank and choosing a mobile current account.

The characteristics of a challenger bank are usually as follows:

  • They are online only, no physical branches.
  • They use technology to be far more efficient e.g. you can open an account in seconds on your phone.
  • You don’t really ever need to speak to a human.
  • Much more interactivity and data on your spending and savings habits.

Whilst there are a few challenger banks like Metro Bank who do still have physical branches, I am going to focus on 3 of the most popular online only banks in this article. Starling, Monzo and Revolut.

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